Last Updated: [Date]
1. General Information
The content provided on https://dhan-kesari.com is for general informational purposes only and does not constitute financial, legal, or insurance advice. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of this information.
2. No Guarantees
Dhan Kesari:
- Does not guarantee the accuracy of insurance quotes, premium calculations, or policy terms displayed on the website.
- Is not liable for any errors, omissions, or decisions made based on this information.
- Reserves the right to modify, update, or remove content without notice.
3. Third-Party Links
Our website may contain links to external websites (insurers, partners, or regulators like IRDAI). We:
- Do not endorse or control the content of these third-party sites.
- Are not responsible for their privacy practices, accuracy, or availability.
4. Insurance Products
- All insurance products are offered by IRDAI-approved insurers only.
- Policy terms, conditions, and benefits are determined solely by the respective insurers.
- Final policy issuance is subject to the insurer’s underwriting guidelines and approval.
5. Financial & Legal Disclaimer
- Insurance is subject to market risks. Please read the policy documents carefully before investing.
- Tax benefits are as per prevailing Income Tax Act, 1961; consult a tax advisor for applicability.
- Dhan Kesari acts as an intermediary (as defined under IRDAI regulations) and does not underwrite risks.
6. Limitation of Liability
Dhan Kesari, its employees, or affiliates shall not be liable for any:
- Financial losses, claims, or damages arising from the use of this website.
- Misinterpretation of policy features or benefits.
- Technical issues (e.g., website downtime, data breaches) beyond our reasonable control.
7. Jurisdiction
Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City, State], India.
8. Updates
We may update this disclaimer periodically. Users are advised to review it regularly.
Key Compliance Highlights:
✔ IRDAI Compliance – Clarifies intermediary role and insurer responsibilities.
✔ Legal Protection – Limits liability for website use and third-party content.
✔ Transparency – Discloses the informational nature of content